Car Insurance in St Peters - 8 Discounts to Save Money

Did you fall for a flashy sales pitch and buy high-priced car insurance? Believe me, many St Peters consumers feel financially strained by their car insurance policy. Lots of contend for your insurance dollar, so it can be very hard to choose a and get the definite lowest rate

It's important to do rate comparisons every six months since rates are constantly changing. Even if you got the best price a year ago you can probably find a lower rate today. Forget anything you know (or think you know) about car insurance because I'm going to let you in on the secrets to the tricks you need to know to find the best coverage while lowering your premiums.

Compare Quotes for St Peters Car Insurance

Cutting your St Peters car insurance rates is a fairly straight forward process. Just take time comparing price quotes provided by online insurance companies. This is very easy and can be done in several different ways.

The recommended way to get the best comparison quotes is to use a rate comparison form click here to open form in new window. This type of form prevents you from having to do repetitive form submissions for each company you want a rate for. Filling out one form gets rate comparisons from multiple companies.
A different way to compare rate quotes is spending the time to visit each individual company website to request a price quote. For example, let's assume you want to compare rates from , and . To get each rate you have to visit each site and enter your policy data, and that's why the first method is more popular. To view a list of companies in St Peters, click here.

However you get your quotes, ensure you are comparing the exact same information for each price quote. If you have higher or lower deductibles it will be very difficult to truly determine the lowest rate in St Peters.

Take advantage of discounts

Insuring your vehicles can cost a lot, but you may find discounts to reduce the price significantly. Larger premium reductions will be automatically applied when you get a quote, but less common discounts must be specifically requested before you will receive the discount. If they aren't giving you every credit possible, you're paying more than you need to.

Sign Online - A few companies will give a small break just for signing your application on their website.
Multiple Vehicles - Insuring multiple vehicles on the same car insurance policy qualifies for this discount.
Life Insurance Discount - Some companies give lower rates if you buy life insurance.
Driver Safety - Successfully completing a driver safety course could possibly earn you a 5% discount and easily recoup the cost of the course.
Anti-lock Brakes - Anti-lock brake equipped vehicles can reduce accidents and earn discounts up to 10%.
Theft Prevention Discount - Vehicles with anti-theft systems can help prevent theft and therefore earn up to a 10% discount.
New Car Discount - Insuring a new car can be considerably cheaper because new vehicles have to meet stringent safety requirements.
Military Rewards - Being deployed with a military unit may qualify for rate reductions.

It's important to note that some of the credits will not apply to all coverage premiums. Some only reduce the price of certain insurance coverages like liability, collision or medical payments. So even though it sounds like adding up those discounts means a free policy, you're out of luck. But any discount will cut your overall premium however.

To see a list of companies who offer car insurance discounts in St Peters, click here.

Learn more about Missouri car insurance

More information can be found on the website for the Missouri Department of Insurance. Click here for link. Consumers can get help finding coverage, report car insurance fraud, file complaints about an insurance agent or broker, and discover disciplinary actions.