Comparing Low-Cost Stafford Auto Insurance
Are you tired of scraping the payment together each month for car insurance? You're in the same situation as many other Virginia drivers.
With consumers having so many choices of insurance companies, it is hard for the average consumer to pick the best provider.
It's important to compare prices once or twice a year because insurance rates are constantly changing. Even if you got the best deal six months ago you can probably find a lower rate today. Starting right now, forget all the misinformation about auto insurance because you're about to learn the only way to find lower rates on auto insurance.
Compare the Market for Auto Insurance in Stafford
Most companies allow you to get price estimates online. Getting online rates is quite simple as you just type in the amount of coverage you want as detailed in the form. When the form is submitted, the company's rating system will obtain information on your driving record and credit history and returns pricing information based on many factors. This streamlines rate comparisons, but the time it takes to visit many different websites and fill out multiple forms is repetitive and time-consuming. But it's very important to get many rate quotes in order to find better auto insurance pricing.
A quicker way to find cheaper rates uses one simple form that gets price quotes from a bunch of companies at once. The form is fast, requires much less work on your part, and makes quoting online much more efficient. Once the form is submitted, it is rated and you can choose any or none of the quotes returned. If a lower price is quoted, you simply finish the application and purchase the new policy. The entire process takes just a few minutes to complete and could lower your rates considerably.
To save time and find out what other companies charge, click here to open in new window and begin entering your coverage information. If you have a policy now, it's recommended you enter the insurance coverages exactly as shown on your declarations page. This ensures you will receive a fair comparison for similar insurance coverage.
These discounts can lower your rates
Auto insurance companies don't necessarily list all their discounts very well, so here is a list both well-publicized as well as the least known savings tricks you should be using.
- Homeowners Pay Less - Owning a house in Stafford can help you save on auto insurance because owning a home requires personal responsibility.
- Lower Rates for Military - Being on active duty in the military could mean lower rates.
- Anti-lock Brake System - Anti-lock brake equipped vehicles are safer to drive and therefore earn up to a 10% discount.
- Anti-theft Discount - Cars that have factory anti-theft systems are stolen less frequently and will save you 10% or more.
- Drive Less and Save - Driving fewer miles can qualify you for discounted rates on garaged vehicles.
It's important to note that most discount credits are not given to the entire cost. Some only apply to individual premiums such as liability, collision or medical payments. So despite the fact that it appears it's possible to get free car insurance, you're out of luck.
To see a list of companies offering auto insurance discounts in Virginia, click here to view.
Additional detailed information is available at the Virginia Bureau of Insurance website. Virginia consumers can get help finding coverage, view a list of available companies, find out industry alerts, and read consumer alerts.
Additional helpful sites include this page for Virginia auto insurance and this page for help finding agents in Stafford, VA.
