Staples Car Insurance For Less Than You're Paying Now

Are you intimidated by the wide range of car insurance company choices in Staples? You have a lot of company. You have so many choices that it can turn into a ton of work to find better rates.

It's important to do rate comparisons every six months since rates are constantly changing. Just because you had the best rates last year you can probably find a lower rate today. You can find a lot of misleading information regarding car insurance online but I'm going to show you some great ways to find affordable car insurance.

Minnesota car insurance quotes

Compare Quotes for Staples Car Insurance

Most companies provide pricing online. Getting quotes is pretty easy as you just type in the coverages you want as detailed in the form. When the form is submitted, the system will obtain your driving record and credit report and generates pricing information determined by many factors.

This makes comparing rates easy, but the time it takes to visit many different websites and complete many quote forms can be a bit tiresome and repetitive. But it's very important to do this if you want to find the best price on car insurance.

Quote rates the easy way

A quicker way to lower your rates is to use a quote form that obtains quotes from many companies. The form is fast, requires less work, and makes comparison shopping much more enjoyable and efficient. Immediately after submitting the form, it gets priced and you can choose any or none of the quotes returned. If the quotes result in lower rates, you simply finish the application and buy the new coverage. The whole process can be completed in a matter of minutes and you'll know if lower rates are available.

To find out if lower rates are available, click here to open in new window and begin entering your coverage information. If you have your current policy handy, we recommend you replicate your coverages identical to your current policy. This ensures you are getting rate quotes for similar insurance coverage.

Are you getting all your discounts?

Companies that sell car insurance don't always advertise all their discounts very well, so the following is a list of both the well known and the more hidden discounts you could be receiving. If you don't get every credit possible, you're paying more than you need to.

  • Life Insurance Discount - Companies who offer life insurance give a break if you buy a life insurance policy as well.
  • Homeowners Discount - Owning a house in Staples can save you money because owning a home demonstrates responsibility.
  • Early Signing - A few companies offer discounts for buying a policy before your current expiration date. This can save 10% or more.
  • Anti-lock Brakes - Anti-lock brake equipped vehicles are safer to drive and therefore earn up to a 10% discount.
  • Bundle and Save - When you combine your home and auto insurance with one insurance company you may save up to 20% off your total premium.
  • College Student - Youth drivers living away from home attending college and do not have a car can be insured at a reduced rate.

As a disclaimer on discounts, some of the credits will not apply to all coverage premiums. Most only cut the cost of specific coverages such as collision or personal injury protection. Just because it seems like you can get free auto insurance, car insurance companies aren't that generous.

To see a list of companies offering car insurance discounts in Minnesota, click here.

Even more information can be read at the Minnesota Department of Commerce website. Visitors are able to file complaints about an insurance agent or broker, report car insurance fraud, and file complaints about a company.

Additional helpful sites include Auto Insurance 101 and this page where you can research Staples insurance agents.