Free Guide to Spending Less for Statesville Auto Insurance Online

Nobody cherishes buying auto insurance, especially knowing the price is too high.

Numerous battle for your insurance dollar, and it can be difficult to compare rates and uncover the absolute lowest price

It's important to compare prices periodically since insurance rates are constantly changing. Despite the fact that you may have had the best deal a year ago there may be better deals available now. So just forget anything you know (or think you know) about auto insurance because it's time to teach you the proper way to find lower rates on auto insurance.

If you have car insurance now, you will most likely be able to save some money using these techniques. Choosing the best insurance company for you in Statesville is quite easy. Nevertheless, North Carolina vehicle owners do need to know the way companies compete online and take advantage of how the system works.

Don't pay full price with these discounts

Companies that sell car insurance don't list every available discount in an easy-to-find place, so here is a list some of the best known and also the lesser-known savings tricks you should be using.

Anti-lock Brake System - Vehicles with anti-lock braking systems can reduce accidents and qualify for as much as a 10% discount.
Good Student - Getting good grades can get you a discount of up to 25%. The discount lasts well after school through age 25.
Senior Discount - Older drivers may be able to get better auto insurance rates.
Club Memberships - Affiliation with certain professional organizations is a good way to get lower rates on your policy.
No Accidents - Good drivers with no accidents can earn big discounts compared to frequent claim filers.
E-sign - Certain companies give back up to $50 simply for signing on their website.
Service Members Pay Less - Being on active duty in the military may qualify for rate reductions.
Federal Employees - Simply working for the federal government can save as much as 8% with certain companies.

Consumers should know that most discounts do not apply to the entire policy premium. Most only apply to specific coverage prices like comprehensive or collision. So even though it sounds like all the discounts add up to a free policy, companies don't profit that way.

For a list of providers who offer auto insurance discounts in Statesville, click here to view.

How to Get Statesville Auto Insurance Comparison Quotes

There are multiple methods to shop for auto insurance, and some are less time-consuming than others. You can waste hours driving to agents in Statesville, or you could use the internet to accomplish the same thing much quicker.

Most car insurance companies enroll in a system that enables customers to submit their information once, and every company can give them a price for coverage. This saves time by eliminating repetitive form submissions to each individual auto insurance company.

To submit your quote information now, click here (opens in new window).

The only downside to using this type of form is you can't choose the companies you want to price. So if you prefer to choose specific providers for rate comparison, we have a listing of companies who write auto insurance in North Carolina. Click to view list.

It's your choice how you get your quotes, but be sure to compare the exact same coverage information with each company. If you use unequal deductibles or liability limits then you won't be able to make an equal comparison in Statesville. Quoting even small variations in coverage limits may cause a big price difference. Keep in mind that obtaining a wide range of quotes will enable you to find the best offered rates.

Your personal situation dictates your coverage

When it comes to choosing proper insurance coverage for your vehicles, there is no single plan that fits everyone. Every situation is different so your insurance should reflect that Here are some questions about coverages that may help highlight whether or not you might need an agent's assistance.

Does my insurance cover a custom paint job?
Do I need to file an SR-22 for a DUI in North Carolina?
Am I covered by my employer's commercial auto policy when driving my personal car for business?
Do I qualify for additional discounts?
Will I be non-renewed for getting a DUI or other conviction?
Does my personal policy cover me when driving my company car?

If you're not sure about those questions, you might consider talking to a licensed insurance agent. To find lower rates from a local agent, simply complete this short form or click here for a list of auto insurance companies in your area.

Do the work, save more money

While you're price shopping online, never sacrifice coverage to reduce premiums. Too many times, someone dropped liability limits or collision coverage only to find out they didn't purchase enough coverage. The aim is to buy a smart amount of coverage at the best price, not the least amount of coverage.

Throughout this article, we presented many tips how you can get a better price on auto insurance. The most important thing to understand is the more quotes you get, the better your comparison will be. You may be surprised to find that the lowest rates come from some of the smallest insurance companies. These companies may often insure only within specific states and give getter rates as compared to the big name companies such as .

Cost effective auto insurance can be bought on the web and also from your neighborhood Statesville agents, and you should compare price quotes from both to have the best chance of lowering rates. Some companies may not provide online quoting and many times these smaller companies only sell through independent insurance agents.