Getting the Cheapest Wadesboro Auto Insurance

Did you fall for a flashy sales pitch and buy overpriced auto insurance? Believe me when I say you are not the only one feeling buyer's remorse. Companies like State Farm, Allstate, GEICO and Progressive all promote huge savings with ad campaigns and it is difficult to sift through the bull and find the best price available.

It's important to shop coverage around every six months since insurance rates are constantly changing. Just because you found the lowest rates a couple years back there may be better deals available now. Starting right now, block out anything you think you know about auto insurance because it's time to teach you the tricks you need to know to find better rates and still maintain coverage.

If you have a current auto insurance policy or need new coverage, you can use these techniques to find the best rates while maximizing coverage. Finding affordable coverage in Wadesboro is easy if you know what you're doing. North Carolina vehicle owners just need to know the proper methods to compare rates over the internet.

North Carolina auto insurance quotes

Policy discounts you shouldn't miss

Auto insurance companies don't necessarily list all their discounts in a way that's easy to find, so we break down some of the best known as well as the least known ways to save on auto insurance. If you aren't receiving every discount possible, you're just leaving money on the table.

  • Auto/Life Discount - Select insurance companies reward you with better rates if you take out life insurance from them.
  • Multiple Vehicles - Buying insurance for multiple vehicles on one policy may reduce the rate for each vehicle.
  • Homeowners Discount - Owning a house in Wadesboro may earn you a small savings due to the fact that maintaining a home is proof that your finances are in order.
  • Drivers Ed for Students - Require your teen driver to complete a driver education course if it's offered in school.
  • Claim Free - Drivers with accident-free driving histories can save substantially as compared to frequent claim filers.
  • Driver Safety - Taking a course teaching defensive driving skills could possibly earn you a 5% discount depending on where you live.
  • Braking Control Discount - Vehicles with anti-lock braking systems can reduce accidents and will save you 10% or more.
  • Bundle and Save - When you have multiple policies with one company you may save 10% to 20% off each policy.
  • Seat Belts Save more than Lives - Using a seat belt and requiring all passengers to buckle their seat belts could save 15% off your medical payments premium.
  • Anti-theft System - Vehicles equipped with anti-theft or alarm systems help deter theft and will save you 10% or more.

Drivers should understand that many deductions do not apply to all coverage premiums. Most only apply to individual premiums such as collision or personal injury protection. So despite the fact that it appears you would end up receiving a 100% discount, companies wouldn't make money that way.

For a list of companies who offer auto insurance discounts in Wadesboro, click this link.

Comprehensive Wadesboro Auto Insurance Comparison

Finding a better price on auto insurance is surprisingly easy. Consumers just need to invest a few minutes comparing price quotes provided by online insurance companies. It is quite easy and can be accomplished in a couple of different ways.

One of the best ways to find low rates is a comparison rater form click here to open form in new window. This form keeps you from doing a different quote for each company. Filling out one form gets you price quotes .

A harder way to shop for auto insurance online requires visiting the website for each individual company and fill out their own quote form. For examples sake, let's assume you want to compare rates from , and . You would have to take the time to go to each site and enter your policy data, which is why the first method is more popular.

For a list of links to companies insuring cars in Wadesboro, click here.

The hardest method to get comparison rates is to spend time driving to and from local Wadesboro insurance agencies. Shopping for auto insurance online makes this process obsolete unless you require the personal advice of a licensed agent. Drivers can compare online quotes but buy from a local insurance agent and we'll touch on that later.

It doesn't matter which method you choose, just ensure you are comparing exactly the same quote information for each comparison quote. If you use mixed coverages it's impossible to determine the lowest rate in Wadesboro.

And the best car insurance company is...

As you go through the steps to switch your coverage, it's not a good idea to sacrifice coverage to reduce premiums. In many instances, someone sacrificed uninsured motorist or liability limits only to regret that the savings was not a smart move. The ultimate goal is to buy a smart amount of coverage at a price you can afford.

Budget-conscious auto insurance can be sourced on the web as well as from independent agents in Wadesboro, so compare prices from both in order to have the best price selection to choose from. Some auto insurance companies don't offer online quoting and most of the time these regional insurance providers sell through independent agents.