Tightwads Tips for Saving on Waukesha Auto Insurance

Did you fall for a flashy sales pitch and buy overpriced auto insurance? Believe me when I say there are many people just like you.

You have so many to buy insurance from, and though it is a good thing to have a choice, lots of choices makes it harder to compare rates.

auto insurance in Waukesha

Don't pay full price with these discounts

Insurance can be prohibitively expensive, buy you may qualify for discounts that you may not even be aware of. Some trigger automatically when you quote, but some may not be applied and must be asked about before you get the savings.

  • Fewer Miles Equal More Savings - Driving fewer miles could qualify for better rates on cars that stay parked.
  • Defensive Driver - Taking part in a defensive driving course could possibly earn you a 5% discount depending on where you live.
  • Discount for Good Grades - Getting good grades can be rewarded with saving of up to 25%. The good student discount can last until age 25.
  • Student in College - Any of your kids living away from home attending college and do not have a car may be able to be covered for less.
  • Paperless Signup - A handful of insurance companies may give you up to $50 just for signing your application over the internet.

It's important to note that most discount credits are not given the the whole policy. Most only apply to individual premiums such as liability and collision coverage. Just because you may think having all the discounts means you get insurance for free, you're out of luck. But any discount will bring down your premiums.

For a list of insurers offering auto insurance discounts in Wisconsin, click this link.

Quick Waukesha Auto Insurance Quotes

There are multiple methods to compare auto insurance prices but there is one way that is less labor-intensive and much quicker. You can waste hours talking about coverages with insurance companies in Waukesha, or you could save time and use online quotes to quickly compare rates.

Most car insurance companies are enrolled in a marketplace that enables customers to submit one quote, and each participating company provides a quote for coverage. This system prevents you from having to do quote requests to each individual auto insurance company. To submit your quote information now, click here (opens in new window).

The one disadvantage to comparing rates this way is you cannot specify the companies to get pricing from. So if you want to select specific insurance companies to compare rates, we have assembled a list of auto insurance companies in Wisconsin. Click here for list of insurance companies in Wisconsin.

It's up to you how you get prices quotes, just compare identical coverages and limits on every quote you get. If you use different deductibles it's not possible to determine which rate is truly the best in Waukesha. Having just a slight variation in limits may result in large price differences. Just keep in mind that comparing more company's prices helps locate a lower rate.

Affordable insurance is out there

Lower-priced auto insurance is available both online as well as from independent agents in Waukesha, so you should compare both to have the best selection. Some auto insurance companies don't offer online quoting and usually these small insurance companies provide coverage only through local independent agents.

We covered some good ideas how to get a better price on auto insurance. The key thing to remember is the more companies you get rates for, the higher the chance of saving money. Consumers may even find the most savings is with the least-expected company. These companies often have lower prices on specific markets as compared to the big name companies such as .