Tightwads Guide to Saving on White Pine Car Insurance

Did you fall for a flashy sales pitch and buy high-priced car insurance? Trust us, you're not alone. Because there are so many choices of insurance companies, it's difficult to pick the most affordable car insurance company.

It's important to take a look at other company's rates every six months due to the fact that insurance rates are constantly changing. Even if you got the best rates a few years ago you can probably find a lower rate today. You can find a lot of misleading information regarding car insurance on the internet, so I'm going to show you some great ways to find affordable car insurance.

White Pine car insurance comparison

Comprehensive White Pine Car Insurance Comparison

Most companies provide coverage prices on their websites. Obtaining pricing is pretty painless as you just type in the coverages you want as detailed in the form. When the form is submitted, the system will obtain your credit score and driving record and provides a quote based on many factors. This helps simplify price comparisons, but the work required to visit different websites and enter the same data into a form is repetitive and time-consuming. But it's very important to compare as many rates as possible if you want to find better car insurance pricing.

A quicker way to lower your rates makes use of a single form that gets price quotes from more than one company. The form is fast, reduces the work, and makes quoting online much easier. After sending the form, it gets priced and you can select any or none of the quotes returned. If you find a better price you can simply submit the application and buy the new coverage. The whole process can be completed in a matter of minutes and you will find out if you're overpaying now.

In order to find out what other companies charge, click here to open in new window and begin entering your coverage information. If you have your current policy handy, we recommend you type in the coverage information as close as possible to your current policy. This ensures you will receive a price comparison for similar insurance coverage.

These discounts can lower your rates

Car insurance companies don't always advertise all their discounts very well, so the following is a list of both the well known and also the lesser-known ways to save on car insurance. If you don't get every credit possible, you're paying more than you need to.

  • Senior Citizens - Mature drivers may be able to get better car insurance rates.
  • Multiple Vehicles - Buying coverage for multiple vehicles on the same car insurance policy can get a discount on all vehicles.
  • Bundle and Save - When you combine your home and auto insurance with one insurance company you may save at least 10% off all policies.
  • Braking Control Discount - Anti-lock brake equipped vehicles can reduce accidents and therefore earn up to a 10% discount.
  • College Student - Any of your kids living away from home attending college and do not have access to a covered vehicle can be insured at a reduced rate.
  • Theft Prevention Discount - Vehicles equipped with anti-theft or alarm systems are stolen less frequently and earn discounts up to 10%.

A little note about advertised discounts, most discount credits are not given to all coverage premiums. The majority will only reduce specific coverage prices like liability, collision or medical payments. So when the math indicates adding up those discounts means a free policy, you won't be that lucky.

To see a list of companies who offer car insurance discounts in Tennessee, click this link.

Learn more about Tennessee car insurance

Even more information can be read at the Tennessee Department of Commerce and Insurance website. Visitors are able to read enforcement actions against agents and companies, report car insurance fraud, view agent and company licensing information, and read consumer alerts.

Additional helpful sites include this Car Insurance FAQ and this page of insurance agents in White Pine.