Free Guide to Saving Money on Glidden Auto Insurance Online
Did you fall for a flashy sales pitch and buy an overpriced auto insurance policy? Believe me, you are not the only one feeling buyer's remorse.
You have so many to buy insurance from, and even though it's nice to have multiple companies, lots of choices makes it harder to compare rates.
It's important to price shop coverage at least once a year because prices are constantly changing. Even if you think you had the lowest rates two years ago you will most likely find a better rate today. Starting right now, block out anything you think you know about auto insurance because you're going to get a crash course in the tricks you need to know to lower your annual insurance bill.
Take advantage of discounts
Companies don't necessarily list all their discounts very clearly, so we break down both the well known as well as the least known savings tricks you should be using.
- Life Insurance - Some companies give a discount if you purchase auto and life insurance together.
- Drive Less and Save - Low mileage vehicles can earn discounted rates on garaged vehicles.
- Sign Online - A handful of insurance companies may give you up to $50 just for signing your application over the internet.
- Drivers Education - Make teen driver coverage more affordable by requiring them to complete a driver education course if offered at their school.
- Military Discounts - Being on active duty in the military could be rewarded with lower premiums.
It's important to note that most discount credits are not given the the whole policy. Most cut individual premiums such as collision or personal injury protection. So when it seems like having all the discounts means you get insurance for free, you're out of luck.
Are auto insurance companies telling the truth?
Auto insurance companies such as GEICO, State Farm and Progressive consistently run ads on TV and radio. They all seem to make an identical promise that you can save if you change your policy. How does each company claim to save you money?
All the different companies are able to cherry pick for the right customer that earns them a profit. For example, a desirable insured might be a mature driver, has no tickets, and chooses high deductibles. A customer getting a price quote who meets those qualifications gets the lowest rates and most likely will save when switching.
Potential insureds who don't qualify for these standards will have to pay more money and ends up with the customer not buying. The ads say "customers that switch" not "people who quote" save that kind of money. That's the way insurance companies can state the savings. Because of the profiling, you should get a wide range of price quotes. It's impossible to know which auto insurance company will give you the biggest savings.
Find out more about auto insurance
Additional detailed information can be found at the Wisconsin Office of the Commissioner of Insurance website. Visitors are able to file complaints about an insurance agent or broker, find disaster information, discover disciplinary actions, and get help finding coverage.
Do the work, save more money
When buying insurance coverage, never buy lower coverage limits just to save a few bucks. In many instances, an insured dropped uninsured motorist or liability limits only to regret that their decision to reduce coverage ended up costing them more. The ultimate goal is to purchase plenty of coverage at a price you can afford.
Lower-priced auto insurance is attainable both online in addition to many Glidden insurance agents, and you need to price shop both to have the best chance of lowering rates. Some insurance companies do not provide you the ability to get quotes online and most of the time these regional insurance providers sell through independent agents.
