Tightwads Tips for Saving on Greendale Car Insurance
Did you fall for a flashy sales pitch and buy an overpriced car insurance policy? Believe me, there are many people just like you. Drivers have so many to buy insurance from, and even though it's nice to have multiple companies, too many choices makes it more difficult to compare rates.
Save big with these discounts
Insuring your fleet can be pricey, but discounts can save money and there are some available to help offset the cost. Larger premium reductions will be automatically applied at the time you complete a quote, but a few must be asked about prior to getting the savings. If you're not getting every credit possible, you are throwing money away.
- Drivers Education - Make teen driver coverage more affordable by requiring them to successfully complete driver's ed class in high school.
- Low Mileage Discounts - Keeping the miles down could be rewarded with lower rates on the low mileage vehicles.
- Pay Upfront and Save - If you pay your bill all at once instead of monthly or quarterly installments you could save up to 5%.
- No Charge for an Accident - Certain companies will forgive one accident before your rates go up if your claims history is clear for a certain period of time.
- Discount for Good Grades - Performing well in school can save 20 to 25%. Earning this discount can benefit you up to age 25.
It's important to note that most credits do not apply the the whole policy. Most cut individual premiums such as liability and collision coverage. So even though they make it sound like you would end up receiving a 100% discount, you're out of luck. But any discount will bring down your overall premium however.
Car insurance ads bend the truth
Consumers get pounded daily by advertisements that promise big savings from the likes of State Farm, Allstate and GEICO. They all say the same thing that you can save if you move your coverage to them.
How does each company make the same claim?
Different companies are able to cherry pick for the type of customer that earns them a profit. For instance, a driver they prefer could be a mature driver, has no tickets, and drives less than 10,000 miles a year. A customer who fits that profile gets the lowest rates and most likely will save when switching.
Potential customers who fall outside these standards will be quoted a more expensive rate which usually ends up with business going elsewhere. The ads say "customers that switch" not "people who quote" save that much money. That's the way insurance companies can advertise the way they do.
This emphasizes why you should get as many comparisons as possible. Because you never know which car insurance company will provide you with the cheapest rates.
More information is located on the website for the Indiana Department of Insurance located here. Consumers can view a list of available companies, find disaster information, learn about insurance regulations, and report car insurance fraud.
And the best car insurance company is...
Lower-priced car insurance is possible from both online companies as well as from independent agents in Greendale, and you need to price shop both to have the best rate selection. Some car insurance companies don't offer you the ability to get quotes online and these small, regional companies work with independent agents.
We just showed you a lot of tips how to reduce car insurance prices online. The key concept to understand is the more providers you compare, the better your chances of lowering your rates. You may even find the best price on car insurance is with the least-expected company. Regional companies often have lower prices on specific markets than their larger competitors like .
