Tightwads Instructions on Saving on Monterey Auto Insurance

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Believe me, you're not the only one. Lots of contend for your hard-earned dollar, so it can be very hard to choose a to find the absolute lowest rate

Compare Quotes for Monterey Auto Insurance

Cutting your auto insurance rates is actually quite simple. You just have to spend a few minutes on the computer comparing price quotes online from several insurance companies. This is very easy and can be done in several different ways.

The recommended way to get quotes is to use a rate comparison form click here to open form in new window. This type of form keeps you from doing separate quotes for every auto insurance company. Filling out one form compares rates instantly.
A less efficient way to get quotes online is going to the website of each company and complete a new quote form. For example, let's say you want to compare rates from , and . To get rate quotes you would need to visit each site and enter your information, which is why the first method is quicker. To view a list of companies in Monterey, click here.

Whichever method you choose, ensure you are comparing the exact same coverage limits and deductibles on every quote. If you compare different liability limits then you won't be able to make a fair comparison in Monterey.

Save big with these discounts

Properly insuring your vehicles can get expensive, but there are discounts available that many people don't even know exist. Some trigger automatically when you complete an application, but some may not be applied and must be manually applied before they will apply. If they aren't giving you every credit possible, you're paying more than you need to.

Accident Free - Drivers with accident-free driving histories pay less when compared to bad drivers.
Multi-car Discount - Insuring more than one vehicle on the same auto insurance policy can get a discount on all vehicles.
Anti-theft Discount - Vehicles with anti-theft systems can help prevent theft and earn discounts up to 10%.
Low Mileage Discounts - Driving fewer miles could qualify for a substantially lower rate.
Defensive Driver - Completing a course in driver safety could possibly earn you a 5% discount and easily recoup the cost of the course.

It's important to note that some credits don't apply to all coverage premiums. Most cut specific coverage prices like comp or med pay. So even though they make it sound like you can get free auto insurance, you're out of luck. But any discount will cut your overall premium however.

To see a list of insurance companies offering auto insurance discounts in Monterey, click here.

More information can be read on the website for the Tennessee Department of Commerce and Insurance found here. Tennessee consumers can read industry bulletins, report car insurance fraud, read consumer alerts, and find disaster information.