5 Discounts Princeton Shoppers Forget when Quoting Car Insurance

Cutting costs on Princeton car insurance is difficult for people who are new to buying insurance online. There are so many choices that it can turn into a real challenge to locate the lowest price in Princeton.

It's important to price shop coverage once or twice a year since rates are constantly changing. If you had the best deal a few years ago there may be better deals available now. So forget all the misinformation about car insurance because we're going to show you the only way to lower your annual insurance bill.

Princeton car insurance quote

How much can you save with these 5 discounts?

Car insurance is not cheap, buy you may qualify for discounts to help offset the cost. Certain discounts will be applied at the time of purchase, but lesser-known reductions have to be manually applied prior to receiving the credit.

  • Anti-theft Discount - Cars that have factory anti-theft systems prevent vehicle theft and will save you 10% or more.
  • Drivers Education - Require your teen driver to take driver's ed class in high school.
  • Pay Upfront and Save - If you pay your entire premium ahead of time rather than paying monthly you could save 5% or more.
  • One Accident Forgiven - Certain companies will forgive one accident without raising rates if you are claim-free prior to the accident.
  • Save with a New Car - Insuring a new car can save up to 30% since new cars are generally safer.

Keep in mind that most discounts do not apply to the entire cost. Most only reduce individual premiums such as comprehensive or collision. So when it seems like all the discounts add up to a free policy, it just doesn't work that way. But any discount will bring down the amount you have to pay.

For a list of providers with the best car insurance discounts in Minnesota, click here to view.

Compare the Market for Car Insurance in Princeton

There are several ways you can shop for car insurance but some are easier and takes less work. You can waste hours driving to agents in Princeton, or you could save time and use online quoting to achieve your goal.

Most car insurance companies are enrolled in a marketplace that allows shoppers to submit one quote, and each company can give them a price based on that information. This saves time by eliminating repetitive form submissions for each company you want a rate for.

To submit your quote information now, click here (opens in new window).

The only drawback to getting quotes like this is you can't choose the companies you want to price. So if you want to select specific providers for rate comparison, we have assembled a list of car insurance companies in Minnesota. View list of Minnesota insurance companies.

It's your choice how you get your quotes, but double check that you are using identical deductibles and coverage limits for every quote you compare. If the quotes have different values for each quote it's not possible to determine the best price in Princeton. Quoting even small variations in limits may result in large price differences. It's important to know that comparing more company's prices helps locate better pricing.

The best insurance company isn't always the cheapest

As you shop your coverage around, never sacrifice coverage to reduce premiums. Too many times, an insured dropped comprehensive coverage or liability limits to discover at claim time that saving that couple of dollars actually costed them tens of thousands. The aim is to get the best coverage possible at a price you can afford, not the least amount of coverage.

People who switch companies do it for a number of reasons such as policy non-renewal, extreme rates for teen drivers, unfair underwriting practices and an unsatisfactory settlement offer. It doesn't matter what your reason, choosing a new insurance company is not as hard as you think.

Affordable car insurance is possible both online in addition to many Princeton insurance agents, and you should compare price quotes from both so you have a total pricing picture. Some insurance providers do not provide online quoting and many times these smaller companies only sell through independent insurance agents.