How to Know You're Throwing Money Away for Auto Insurance in Tuscola

Have you had enough of not being able to afford each month for car insurance? You are in the same boat as many other Texas drivers.

Insurance companies such as State Farm, Allstate, GEICO and Progressive all claim big savings with advertising and it can be hard to sift through the bull and do the work needed to find the best deal.

compare Tuscola auto insurance rates

Compare the Market for Auto Insurance in Tuscola

There are several ways of comparing rate quotes and find the best price. The best method to find the cheapest insurance rates is to perform an online rate comparison. This can be done in a couple of different ways.

  • The recommended way to compare a lot of rates at once is to use a rate comparison form click to view form in new window. This form eliminates the need for boring form submissions for each company you want a rate for. Taking the time to complete one form gets you coverage quotes from all major companies.
  • A less efficient way to compare rate quotes consists of going to the website of each company and request a quote. For example, let's say you want rates from , and . To get each rate you have to visit each site to enter your coverage information, which is why the first method is quicker. To view a list of companies in Tuscola, click here.
  • The hardest way of comparing rate quotes is driving around to and from local Tuscola insurance agencies. Shopping for auto insurance online has reduced the need for local agents unless you want the trained guidance that only a license agent can provide. Drivers can get the lowest quotes online and still use a local agent and we'll touch on that later.

It doesn't matter which method you choose, just double check that you are using exactly the same coverages with every price quote. If you compare different limits and deductibles on each one you can't possibly find the best deal in Tuscola. Having just a slight variation in coverages can result in a big premium difference. It's important to know that comparing a large number of companies will increase your chances of finding lower pricing.

Take advantage of discounts

Insuring your fleet can be pricey, but discounts can save money and there are some available that can drop the cost substantially. Some trigger automatically at the time you complete a quote, but some must be requested specifically prior to getting the savings.

  • Drivers Ed for Students - Have your child successfully complete driver's ed class in high school.
  • Claim Free - Claim-free drivers can earn big discounts when compared to bad drivers.
  • Pay Upfront and Save - If paying your policy premium upfront instead of paying each month you could save up to 5%.
  • Memberships - Affiliation with a civic or occupational organization could trigger savings when shopping for auto insurance.
  • Low Mileage Discounts - Keeping the miles down can qualify you for better rates on cars that stay parked.
  • Multiple Policy Discount - When you combine your home and auto insurance with the same company you will save at least 10% off all policies.

A little note about advertised discounts, many deductions do not apply to the entire cost. Most cut specific coverage prices like liability and collision coverage. So even though they make it sound like all the discounts add up to a free policy, you won't be that lucky. Any amount of discount will reduce your overall premium however.

To see a list of insurance companies with the best auto insurance discounts in Tuscola, click this link.

More Texas auto insurance information

Additional information is available on the website for the Texas Department of Insurance found here. Texas drivers can download brochures, read industry bulletins, view a list of available companies, and find out which companies have the most complaints.